For frequent travellers like me seeking comprehensive worldwide coverage, Heymondo is an excellent travel insurance. With Heymondo, you can travel with peace of mind, knowing that you have a reliable and trustworthy insurance plan to back you up against unexpected events no matter where your travels take you. It eliminates the hassle of subscribing to many travel insurances for years. In this article, I will explain why Heymondo is my favourite travel insurance.
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Why You Should Have a Travel Insurance
Travelling to new and exciting destinations is a great way to explore the world and create unforgettable memories. However, it’s important to remember that unexpected events can happen during your travels, and having travel insurance can give you peace of mind and protect you financially. Even if you have a credit card with a very high limit, healthcare can be incredibly expensive in some countries, and there is no emergency care if you cannot pay upfront.
There are several benefits to having an annual travel insurance plan. First and foremost, it can provide coverage for medical emergencies that may occur while you are abroad. That is especially important if you travel to a country where healthcare is expensive or have a pre-existing medical condition.
Another benefit of having an annual travel insurance plan is that it can cover the costs of trip cancellations or interruptions. It can be helpful if you need to cancel your trip due to unforeseen circumstances such as illness, injury, or a family emergency.
An annual travel insurance plan can also cover lost or stolen luggage and personal belongings. That can be a lifesaver if your luggage is lost or delayed during transit or if your personal belongings are stolen while travelling. If you are a frequent traveller, you know it can unfortunately happen sometimes.
About Heymondo Annual Travel Insurance Plan
Regarding travel insurance, my favourite choice is Heymondo because it has excellent value for money and fantastic customer service in many languages. That’s a great advantage if English is not your first language.
If you’re a frequent traveller, Heymondo’s Annual Multi-Trip Travel Insurance is designed to cover all your trips throughout the year. This insurance plan is perfect for those who travel frequently, and it offers worldwide coverage that guarantees protection wherever you go.
Just remember that each trip cannot exceed 60 days. If you plan to stay abroad for over 60 days, Heymondo offers a specific Long-Stay Travel Insurance. The Annual Multi-Trip insurance is suitable for both leisure and business trips.
Here are the main coverage highlights:
- Comprehensive Medical Coverage: emergency medical expenses, hospitalization, and medical evacuation. You’ll also receive 24/7 medical assistance, 365 days a year, including Covid infection.
- Trip Cancellation and Interruption: protection for trip cancellation and interruption due to covered reasons such as illness, injury, or unforeseen events.
- Baggage Loss and Delay: reimbursement for lost, stolen, or delayed baggage, ensuring you can travel with peace of mind.
With the Heymondo App, you have access to 24/7 travel assistance services, including emergency medical assistance and travel-related support. The app also offers 24-hour medical chat, free emergency assistance calls, and claims management in many languages.
The best advantage of choosing Heymondo Annual Multi-Trip Travel Insurance is that you’ll save a lot of time and money compared to buying individual policies for every journey.
What is covered (and what not)
Heymondo Annual Multi-Trip Travel Insurance provides comprehensive coverage for various travel-related issues. It includes personal liability, medical expenses, repatriation home, travel disruptions, and baggage issues. Additionally, the plan is fully customizable to meet your exact needs, with add-ons available for some adventure sports and electronic equipment.
All Heymondo travel plans are specifically targeted towards those travelling outside their home country. They do not offer coverage for routine checkups or pre-existing medical conditions, a standard limitation of many travel insurance plans. For a complete list of any exclusions or limitations that may apply, you should refer to the General Conditions associated with your policy.
What countries covers
The Annual Multi-Trip insurance offers you coverage worldwide. However, despite being an international travel insurance, armed conflict zones are excluded from coverage.
What multiple trips of up to 60 days at a time mean
Heymondo Annual Multi-Trip Travel Insurance protects all your travels in the next 12 months. You can travel for up to 60 days per trip, but you must come back to your country of residence at least once every 60 days.
If you plan to stay abroad for more than 60 consecutive days, I recommend checking out the Heymondo Long Stay option, which is particularly suitable for long-term trips.
Luckily, COVID-19 no longer poses the same level of fear as before, especially if you had all the recommended vax. However, the virus still exists and is a risk when travelling. All of the Heymondo travel insurance plans offer medical assistance coverage, even in the case of Coronavirus infection, regardless of government recommendations or travel advisories.
Age limits for Heymondo Annual Travel Insurance Plan
As you may already know, if you travel frequently, annual insurance plans typically have a lower age limit than temporary ones. However, Heymondo is a great option because it has a higher age limit, covering travellers up to 49 years old. Heymondo Annual Travel Insurance is available to anyone, including American (US) residents, and covers travellers from all over the world outside their home country.
For all these reasons, Heymondo Annual Travel Insurance is the ultimate choice for frequent travellers. It is affordable and easy to purchase online and provides comprehensive coverage. With 24/7 assistance, you can travel with peace of mind, knowing that Heymondo has got you covered. This reliable option ensures that you’re protected every step of the way. I highly recommend Heymondo Annual Travel Insurance to all fellow frequent travelers out there. Don’t let travel uncertainties hold you back, and let me know if you choose Heymondo for your trips, too!